YOUR PROFILE

standing: freshly unbalanced

Avatar

Or pick a system face. Used whenever you have no photo.

NameHandlePhoneOptional. Friends can find you by handle or phone — nobody else sees the number.

Send me nudges

We poke you when a tab goes cold for three weeks.

Alert me on incoming claims

Someone files a favor against your name, you hear about it.

Require Exhibit A

No photo, no favor. Strict, but fair.

Allow settling up

Off, obviously. A settled tab is the death of a friendship.

Your avatar and friends live in your account. Notification preferences stay on this device. THE TAB keeps no ledger it could subpoena.